Not sure that you can pay for the piece you really want all at once? Here at JoTo Designer Jewelry we make it convenient and affordable for all our customers to layaway jewelry with us. At JoTo Designer Jewelry we believe everyone should have the opportunity to own that special gift of our fine jewelry, this is why we make our layaway plan so easy and affordable.

When you decide to purchase any of our jewelry items with our layaway plan at JoTo Designer Jewelry we offer you the best terms. We don't charge any interest or handling fees and you can take as long as (5) five months to pay.

At JoTo Designer Jewelry's our layaway plan allows for long term payments, a piece can be put on hold for up to (5) five months with small monthly payments of just 20% down and 20% each month.

Our Layaway plan is easy to take advantage of
calling our phone on 1-518-584-1406 and ask for Johanna
or Email: menorah40@hotmail.com

Our Layaway Policy:

Merchandise may be placed on Layaway for a maximum of (5) five months with a minimum deposit of 20% down and (4) four equal monthly payments. Items may be returned to stock if balances due are more than 30 days in arrears. Layaway deposits and payments are not refundable after 30 days of original purchase date. Completed Layaways may not be returned or exchanged.

We only accept certified checks, money orders or cashier checks with Jewelry purchased through our Layaway Plan.

Special arrangements can be made under special circumstances. Please call us at 1-518-584-1406 or email us at menorah40@hotmail.com